Some Types of Disabling Conditions the Social Security Administration Considers Eligible for Disability Benefits

The Social Security Administration (SSA), through its two large programs, provides financial benefits to America’s working group (whose jobs are covered by Social Security) and to certain individuals determined eligible by the SSA.

These financial benefits may take the form of any of the following:

  • Disability benefits – paid to employees who sustain total permanent disability, whether the injury or illness, which caused this disability, was work-related;
  • Retirement benefits – paid to employees who have retired from work (65 years old and above);
  • Benefits for spouses and/or other survivors of a family member who has passed – paid to widows and widowers (or divorced widows and widowers) and unmarried children under 18 years old (or up to 19 if child is attending full time an elementary or secondary school; and,
  • Supplemental Security Income (SSI)

The first three are paid to Social Security members through the Social Security Disability Insurance (SSDI). Social Security members refer to employees who have earned SSA’s required number of credits via their monthly payment of SS taxes. Payment to these taxes are automatically deducted in employees’ monthly take home pay; this is entered in their payslip under the heading “FICA,” which stands for Federal Insurance Contributions Act.

The fourth (in the list above) is paid through the Supplemental Security Income (SSI) program. The recipients of SSI cash benefits include:

  • Disabled adults and disabled children (below 18 years old) who have limited income and resources; and,
  • People 65 years old or older who do not have any disability, but who meet the financial limits set under the federal benefit rate (FBR).

Employees or non-employees who wish to apply for cash benefits due to disability should understand that SSA approves only applications of those who have total permanent disability. Under SSA definition, a total permanent disability is a severe condition that:

  • Has lasted for about a year or is expected to last for at least a year;
  • Has resulted in the inability to perform any substantial gainful activity (in the case of disabled adults) or has resulted in severe functional limitations (in the case of children); and,
  • Can be expected to result in the disabled person’s death.

The SSA has prepared a list of disabilities which would make a person eligible for cash benefits if his/her condition would be found in the list. According to the Hankey Law Office, some types of disabling conditions that are found eligible for cash benefits under either the SSDI or SSI, include:

  • Cardiovascular system disorders
  • Digestive system disorders
  • Endocrine system disorders
  • Genitourinary impairments
  • Hematological disorders
  • Immune system disorders
  • Impairments that affect multiple body systems
  • Malignant neoplastic disease
  • Mental disorders
  • Musculoskeletal system disorders
  • Neurological disorders
  • Skin disorders
  • Special senses and speech disorders

People suffering from short-term disability will not be eligible to receive disability benefits from SS. However, for those whose disability is included in list above or in the list prepared by the SSA, or even those suffering from multiple health problems which render them incapable of performing any substantial gainful activity, it may be to their benefit if they would immediately seek the assistance of a highly-competent Social Security disability lawyer in their SS disability benefits application.

Nursing Home Abuse

Reposting nursing home abuse is very important not only to protect the victim and their family, but also to prevent the incident from ever happening again. As the “baby boomer” generation ages, the increase in nursing home has also lead to an increase in elder abuse. According to the United States Census Bureau, about 60 million of the country’s population will be over the age of 65, and with so many types of elder abuse that can occur it is important that such abuses are identified and reported when a nursing home resident in being abused.

Crowe & Mulvey, LLP reports that the most common and obvious form of elder abuse is physical. However, there are other types of elder abuse, such as emotional, sexual, and financial exploitation, as well as many forms of neglect and maltreatment. The problem is so widespread that reports from the National Center on Elder Abuse (NCEA) around 44 percent of nursing home residents have been victims of abuse, and that 95 percent of those who participated in the survey further stated being a witness or a victim of neglect. Other studies have estimated that abuse reports are rarely done, with only 1 in every 24 abuse incidents are reported.

When you suspect a nursing home abuse and it’s an emergency, the best way to help is to call 911, otherwise, law enforcement agencies or the office of the District Attorney should be given a report. Other places to report a nursing home abuse are the APS (Adult Protective services) that offers various services and additional resources to help, as well as the National Council on Child Abuse and Family Violence that provides various hotline numbers to report elder abuse in every state.

Distracted Driving

The National Highway Traffic Safety Administration (NHTSA) along with additional government and personal companies have consistently indicated why automobile accidents are preventable events and clarified. Carelessness, which leads to inattentiveness and/or recklessness, is consistently the number one reason why millions of motorists, motorbike, and bike riders, and people continue to be badly hurt or killed on U.S. streets; but negligence may easily be avoided.

This really crucial disappointment to make sure that nothing is wrong may lead: to an automobile manufacturer selling a defective vehicle or substandard vehicular parts; local government bureaus or federal government channels in ensuring that US roads and bridges are nicely built, maintained and repaired if with defects; and, drivers violating traffic security guidelines by drinking while under the effect of booze, over-speeding, driving recklessly, employing a hand-held telephone while driving and enabling distractions to get the better of him/her while supporting the wheel.

There may just be where there are signs stating these, have produced hazardous, incorrect overtakes, never used signal fires and/or tailgated another automobile, a minor variety of drivers that have pushed via a red light, never slowed down or stopped. But undoubtedly, just about all drivers, whatever kind of car they handle, have now been distracted while on your way.

According to Williams Kherkher‘s website, distracted driving is seen as a the deflection of a driver’s attention in the road due to some other activity. Some of these actions can be:

  • Texting
  • Eating
  • Speaking with a passenger
  • Grooming
  • Reading a map for directions
  • Viewing a video
  • Adjusting any portable electronic device, cd-player, or the radio

Driving distractions are really so ordinary a driver, usually than perhaps not, will never even understand that he/she is already being distracted. While driving, one’s attention must be concentrated simply on the road – a principle which several simply carry on to understand, although that each driver understands. Any distraction can risk the driver, his/her traveler/peoples and other drivers traveling. There are 400,000 injuries yearly thanks to distracted driving, as stated by CDC and the NHTSA, over 3,000 deaths.

Casualties have the lawful right to sue those responsible for the mishap, for the compensation that they deserve on account of the damage they are made to endure.

If a car accident calls for a sufferer, who might take the duration of performing his or her occupation, then such victim can benefit substantially from the qualified guidance of workers’ compensation attorneys, whose expertise and commitment in fighting for workers’ right to settlement is unable to be questioned.

Well, placing aside the matter of settlement, those who continue to to behave negligently on the highway (or occasionally in an operating environment) should recognize when they injure or kill someone because of their negligence, the life of the victim, and of his or her family, may be changed forever – an alteration that no quantity of money may compensate. Nonperformance is the absence of attention, leading to injuries which are undoubtedly not unpreventable. It wouldn’t hurt if one should begin caring for the others.

SR-22 Insurance: What is it? Who needs it?

It comes as no surprise when data from the United States Census Bureau shows that car accidents are a frequent occurrence in roads and highways all over the nation. For the year 2009 alone, the federal government agency noted that a total 10.8 million vehicular crashes had been reported. While the numbers of such accidents have steadily declined in recent years, the U.S. still sees a fair amount of fatalities caused by traffic collisions. According to the U.S. Department of Transportation and National Highway Traffic Safety Administration, a total of 32,719 people have died in car accidents last 2013.

Both of these aforementioned facts are troubling. Roads and highways still aren’t as safe as they can be, and drivers should take heed of the things they can do to ensure such accidents occur less in the coming years. One of the most important points that come up in this regard is the necessity of SR-22 Insurance.

SR-22 Insurance is among the many different safety nets mandated by different state laws to ensure that the safety of motorists and pedestrians are prioritized in roads and highways. It is a type of insurance policy that is required of certain drivers before they can regain their privilege to operate their vehicles once again. In some states, SR-22 is required from drivers that have been convicted of traffic offenses or have committed a certain number of violations over a specific period of time. As pointed out by www.insureonthespotservices.com, SR-22 is particularly necessary for individuals who were convicted of driving under the influence (DUI) or driving while intoxicated (DWI) and those that have incurred 3 or more traffic violations within a span of a year or so. Causing a car accident without providing proper insurance information can also cause a driver to be required to have SR-22 before having their suspension lifted.

To get SR-22 insurance, you will need to speak with a reputable insurance company and pay a minimum premium in order to get the required amount for your policy. From there, you can fill out the SR-22 form proving that attained the coverage policy required of you and then have it forwarded to the Department of Motor Vehicles or DMV. There are insurance companies will take care of this entire process, ensuring clients that they won’t have to worry about going through the lengthy and complicated process. If you want the same convenience, do your research and shop for a company that can offer the best services for the most reasonable price.

3 Local Restaurants You Can’t Skip in Appleton

Every little patch of land has its own treasures and there are many to be found in this quaint town of Appleton, Wisconsin. In fact, if you just so happen to find yourself fortunate enough to be in the loving arms of its embrace – there are certain areas that its residents will claim as necessary stops in order to make sure that you receive the full Appleton experience.

One such treat among the treasure is the beloved IL Angolo Resto-Bar with its plentiful variety of seafood dishes that can take your breath away. The Portuguese mussels or their fried shrimp with chipotle sauce, paired with their famed candied oranges, are certain to make you crave for more. But you will certainly not be found wanting as their portions are more than generous with each serving. The proprietors of this establishment pride themselves on serving only the freshest produce just for you.

Another gem in the bunch, of course, is Apollon – which is famed all around town for their authentic Greek dishes. There is hardly ever anything special about the oyster shell that holds the pearl and boy, does it ring true for this particular restaurant. At first glance, it may not look like much but its interiors hold wonders that are beyond anything you would have thought it would be. Amazing food – their lamb tenderloins, glazed with delectable saffron sauce is a popular favorite – paired with delicate care and precision upon preparation with house make this restaurant a family favorite for all.

And, of course, there is no visit to Appleton that is complete without a visit to the Fratellos Riverfront Restaurant. It’s like stepping into a fairytale land – filed with cozy nostalgia upon the bricked walls as well as the breathtaking view that overlooks the Fox River; this little oasis provides the perfect picture of this more than picturesque town. Their menu is more than proud to boast a variety of many dishes – from delicious pizzas to mouthwatering salads that are more than just good for you.

Treat yourself upon this visit to Appleton and don’t miss out on what this little town can offer!

Degrees of a Burn

There are multiple classifications of burn injuries, starting at least serious and increasing. The website of the Sampson Law Office cites many ways in which burns can occur, and how to take action when involved in a burn accident. Such injuries can result from scalding, fires, chemical exposure, explosions, or electrical incidents. All of these accidents can cause varying levels of burns that fall under one of the three degrees of classification.

First degree burns happen often, and are commonly called “superficial” burns because they only affect the outermost layer of the skin, the epidermis. The symptoms of this degree are redness, swelling and pain. They typically subside within a few days, and only inflict minimal pain. Common examples of this kind of burn are sunburns, scalds, or minor electrical accidents.

Second degree burns affect the epidermis like first degree burns, but continue to breach the dermis. Depending on the affected area, second degree burns can be minor or serious. Symptoms that characterize a second degree burn are wetness, redness and blistering. These burns will heal on their own over the course of 2-4 weeks and most likely will not require professional medical attention.

Lastly, and most damaging, are third degree burns. These require professional assistance in curing, and can have scarring effects. They breach all layers of the skin, and can go as deep as internal organs. This level causes the skin to look either white, charred, brown, or a mixture of all those colors. Another reason these are the most serious is that they can raise more complications. Infections are to be taken seriously in burn cases, and third degree burns have the most potential for problems.

Burn injuries can have serious implications on the injured person’s life. Treating the injuries can be expensive and often painful. When the injury is inflicted due to another person’s negligence, it is their responsibility. If you have been burned at the fault of another, you may be eligible to receive compensation. While not all levels of burns require extreme medical attention, bad ones can be extremely expensive to treat. Whether you have a first, second, or third degree burn, you may not have to deal with the repercussions on your own.

Brain Injury: A Possible Serious Effect of Negligence

Any kind of accident that will cause a severe impact on the brain and alter the way it functions is a valid cause of fear to many. Records from the Centers for Disease Control and Prevention (CDC) show more than 50,000 deaths, and about 1.7 million with the inclusion of emergency department visits and hospitalizations, due to brain injuries or (more correctly) traumatic brain injuries (TBIs).

A traumatic brain injury (TBI) is extremely serious. It is an injury that commonly results from a car accident, though there are various other causes of it, according to the CDC. These other causes include falls, accidents involving bicycles and other non-motorized pedal cycles, falls, explosions (especially in war zones or industrial workplaces), a violent blow to the head, sporting accidents, and a gunshot wound on the head. TBI happens when a sudden jolt or violent blow is dealt on the head and causes the brain to smash onto the skull’s internal wall, bruising it and/or making it bleed, or tearing and damaging brain nerve fibers or tissues.

The severity of a traumatic brain injury ranges from mild to severe. Mild TBI, which is much more prevalent than severe TBI, is also known as concussion, minor head trauma, or minor head/brain injury; this usually results to disorientation, confusion, loss of memory and/or loss of consciousness for no longer than 30 minutes. Some of its symptoms include headaches, visual disturbances, poor concentration or attention, dizziness or loss of balance, emotional disturbances, seizures, nausea, sensitivity to sounds and light, slowness in thinking, and mood changes. Mild TBI does not immediately manifest itself, however, once the symptoms (which sometimes take days or weeks before they actually appear)begin to show, these may affect a person for a year or more.

A severe traumatic brain injury, on the other hand, can result to functional disability, partial or total psychosocial impairment, or both. Individuals who sustain this kind of injury can suffer impairments in their language, sensory, reasoning, judgment, cognition, physical functions, psychosocial behavior, speech, perceptual and motor abilities, and information processing, abstract thinking ability and problem-solving abilities.

TBI also makes a person more predisposed to other serious injuries, like epilepsy, diseases affecting the respiratory, circulatory and digestive systems, Alzheimer’s disease and Parkinson’s disease. Sometimes, no matter how you observe care in everything that you do, an accident may still occur due to the reckless or negligent behavior of another person. An injury that is sustained in an accident caused by another negligent individual is called a personal injury.

An injury, whether mild or severe, always significantly impacts the life of a victim. Besides the serious physical and emotional trauma it can cause, it can also lead to income losses due to inability to work and the time spent to recover from the effects of the injury and costly medical bills.

As a victim of personal injury it is always good to be represented by a San Diego personal injury lawyer who has extensive experience in civil lawsuits and is highly-competent. Make sure you choose your legal counsel well. Look for those who offer free consultations and make you feel comfortable with them. A good lawyer will keep you updated on the progress of your case as well.

Simple Tips To Help You Understand Personal Injury

The personal injury settlement process is not an easy one. There are so many things you have to watch out for in order to get a fair settlement. Instead of staying in the dark, follow some simple advice to stay on top of things. This article can help you get acquainted with the personal injury process, what you need to prove and how to find a great attorney.

Get a lawyer who specializes in personal injury cases. The law covers a vast area, so most lawyers choose to focus on a specific legal area. A real estate or divorce lawyer will be ill-equipped to handle a personal injury case effectively. If you already have a reliable lawyer who specializes in a different field, ask them for a referral to a trusted colleague who does work in personal injury.

Never hire an injury lawyer that you know only from television ads. The results are potentially devastating. Usually, these attorneys make up for a losing track record through aggressive advertisements. If you are interested in hiring one of these attorneys, make sure to fully research them before scheduling an appointment. Not doing so can end up costing you lots of money, wasted time and reducing your chances of successfully completing your lawsuit.

Seek medical attention. If you find yourself injured, see a doctor as soon as possible. In addition to getting good health advice, you will need the doctor’s diagnosis and paperwork from your visit as evidence. According a Tennessee lawyer, it is wise to make sure to document everything, and keep copies for yourself. Failing to get medical attention after an accident or injury can actually reduce the award amount in a personal injury case, as time can blur the actual cause of the injury, weakening your case.

It never hurts to be knowledgeable about the many things that were discussed in this article. The fact that you’ve had to endure a personal injury is already too much! Apply the simple facts and tips from this article to ensure that you are going to reach a just settlement.

Workplace Injuries

For the year 2012, the reported number of workplace injuries reported by private industrial employers to the US Department of Labor’s Bureau of Labor Statistics reached almost three million. Injuries due to accidents in the workplace are definitely preventable; but this requires the strict compliance of managers and employers with the federal safety standards enforced by the Occupational Safety and Health Administration (OSHA) and the observance of company policies and guidelines by all employees.

From the (almost) 3 million reported cases of non-fatal injuries, 340,900 were sustained through strains, sprains or tears; 177,580 were injuries to the back; and, 219,630 were due to trips, slips and falls. Reported cases of fatal injuries covering both the private and government sectors numbered to 4,628.

The Bureau of Labor Statistics states that the five top work-related injuries include:

  • Overexertion injuries, which are caused by lifting, pulling or carrying heavy materials.
  • Slipping/Tripping, which is fall on same level, can be caused by tripping obstacles on the floor or by a wet floor.
  • Falling from heights, or fall to lower level, happens when a person drops from an elevated area, such as a stairway, roof or ladder.
  • Bodily reaction, which happens when a person slips or trips without falling. The sudden twist of the body can cause great, prolonged pains.
  • Falling object, which is a very common incidence, especially in construction areas, has often affected not only workers but pedestrians too.

Back injuries, which may result from any of the causes listed above, are the number one complaint of employees that has also led to billions of dollars in compensation insurance claims. OSHA, therefore, works tirelessly in strictly implementing the safety and health standards in the workplace. The Administration also obliges all employers to observe these standards, while simultaneously requiring all employees to act responsibly in observing caution while in the performance of their work.

Though a worker, who gets injured on the job, can apply for the benefits provided by the Workers’ Compensation, Scudder & Hedrick, PLLC, explains in its website that such worker, under certain circumstances, also have the right to pursue further legal action against his/her employer or any other party that has liability for the accident and the resulting injury. This legal action will allow the injured worker to receive the compensation that he/she is (legally) entitled to receive.

Beef and Smoke: Luring more Patrons into Restaurants for Great Tasting BBQs

The southern part of the U.S., specifically the state of Texas, is the top producer of beef cattle in the whole of America; it is also home to best beef cattle in the nation. This may be the obvious reason why the best BBQ or barbecue restaurants are also located in the same state, luring millions of Texans and tourists to the most tender, juiciest, and tastiest BBQ and steak in the whole nation.

Who would pass up any chance of enjoying a perfectly prepared barbecue? Nighttime is usually when BBQ lovers would frequent their favorite aroma-filled restaurant for a bite of the best tasting BBQ in town. And mind you, many would not mind waiting in long queues outside these restaurants until they get a seat inside and a slab of juicy beef on their plate – a perfect reward for a little sacrifice.

The best BBQ chefs (if it’s allowed to call them that) know that two ingredients are necessary in producing tender, juicy BBQs – the beef and the smoke, which is the beef’s source of flavor. Smoke (from the wood used) is also the key factor that has, from ancient times, enticed eaters to keep coming back for a flavor they might have missed.

Barbecue is actually a cooking technique wherein meat is cooked at low temperatures for hours; cooking is done on a pit barbecue, a fixture inside the restaurant. Since the wood’s smoke is what gives flavor to the food, choosing the right kind of wood is highly important.

Thus, mesquite, hickory, oaks, pecan and other kinds of hard wood give a strong smoke flavor, while for those who prefer a sweeter and milder taste, alder, maple and fruits woods, like cherry, pear, and apple are advisable. Another tip for restaurateurs is poultry and fish require lighter flavored woods while beef and pork need wood that strong-flavored.

The barbecue sauce, which is optional, may be replaced by the dry rub, that is, salt and spices rubbed on the meat prior to cooking. Cooking meat or BBQ is acknowledged as a social event rather than just a meal; it is when people gather around a fire to cook meat and eat while sharing stories with each other. Following this tradition, many restaurants have made their barbecue joints a homely place where family and friends can enjoy a really good meal and good stories.